Services provided by private insurance companies Friday, June 17 2005 20:34 Hrs (IST) - World Time -
Royal Sundaram: Their health insurance policy is called Healthshield.
Healthshield covers your spouse, children (above 90 days) and dependent parents (upto 75 years). You will also have access to value added services like Cashless treatment at selected hospitals, a 24-hour helpline and ambulance referral facility at no additional cost.
Some features of the plan:
Access to a 24-hour helpline.
Family discount of 10% if 3 persons or more are enrolled.
Cumulative bonus of 5% ie, your sum insured increases by 5% for every claim-free year upto a maximum of 50%.
No Medical Checkup required for people below the age of 45.
Income Tax benefits on premium paid as per section 80-D of Income Tax Act.
Free ambulance referral facilities.
Bajaj Allianz: Health Guard
Bajaj Allianz Health guard covers you and your family against expensive medical care.
Some features of the plan:
Cashless Claim settlement with the network of hospitals
Proposal and application made simpler
Extended pre and post hospitalization period
Combination with other health products -Hospital cash & Critical Illness
Pre-existing disease waiver if continuously insured with us for last 4 years
Tata AIG, has variety of insurance policies under Health Insurance Policy:
Accident Guard:
Tata AIG brings you Accident Guard for life's big questions - so you can focus on getting well while we take care of your financial needs. This plan covers you for less than Rs.3 a day! And better still, covers your entire family for just one rupee more a day!
Voluntary Accident Guard:
Tata AIG presents India's first Group Personal Accident policy, which not only covers you, but also extends that cover to your family, including dependant parents. A voluntary scheme chosen by employees, which involves salary deductions
Group Multi Guard:
Tata AIG presents Group Multi Guard, which insures your employees at very affordable rates. Covering them for hospitalisation, disability, even death. A pre-underwritten product for smaller companies with 20-100 people
Group Personal Accident:
Tata AIG Accident & Health Division provides tailor-made Group Personal Accident (GPA) Policy to suit the requirements of customers.
Tata AIG tailors a customised GPA cover around your company's varying needs and limitations, depending on your choice of benefits in combination with the Accidental Death benefit.
Health care has always been a problem for India. More than half its population lives below the poverty line. People who are not below the poverty line in the official reports also live in pathetic health conditions. But surprisingly, a country with the 5th largest economy, insurance has not been a sector that has taken off, considering its immense potential and need.
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